This business plan deals with the expansion of cereals, pulse trading business in Ethiopia with an a capacity of 645,000 kgs or 6,450 quintals per annum with the request of loan assistance from the financial institutions by using a property or a building as a collateral. The business is planned to transact quality standard cereals, pulse products grown in Ethiopia. So, as a rational business man, the owner has first wanted to secure the loan to operate the business. In this regard, the owner has made an adequate preparation to engage in the aforementioned business by taking a loan and using the property as a collateral.

The total business operation cost required for this envisioned business is estimated at Birr 15,528,461. Of which Birr 1,235,350 is required for initial fixed business operation cost and Birr 14,293,111 is required for working capital requirement. The finance schedule of the business is 100% (Birr 15,528,461) of the total business operation cost outlay expected from bank loan by using property/building as a collateral.